Greed.

This past few weeks, I've been getting a clearer view on the state of my assets. Starting to feel more and more greedy, my mind filling with all the "what if"s. Like what if I had a million dollars... what if I had a couple of hundred more.... what could I do with a thousand? Not so good. Don't want money to become another sin I'll be addicted to. Yet money does make the world go round and round. And round. Its impact on lives is undeniable, unavoidable. We all want money, we all NEED more money. How many of us can truly say that we have enough, and money doesn't matter anymore? Probably only the filthy rich. But then again that's because they're filthy rich. Put them in a 2 room HDB flat with a couple of thousand dollars in their POSB account and you'll hear them sing a different song. No one has enough money. Yet trying to make more money evokes greed, jealousy, hatred, pride, and a whole host of other sins. Hmmmm. Then the age old question strikes me as I was reading the papers and flipping through advertisements of newly launched properties. How to increase my assets quickly? No.1 I don't have a lot of money. No.2 I need a lot more time. Hahaha Damn. 

I aim to be more successful than my parents. Yet I don't wanna become successful without repaying them on the way. How do I achieve a balance doing this? I need all the funds I can get my hands on if I wanna start early. Then again, I want to repay my parents while they are still young, so that they can start to enjoy themselves early.

Quite interested in venturing into the property market... But damn, I don't know much about economics and taxes and levies and all that red tape shit. So this is an area in which I need my mum's knowledge of the property market. Hmmmm.

Saw a government agency reply on the high cost of HDB flats even during the current economic crisis. 2 room Built To Order HDB flats in Choa Chu Kang, Ponggol and Yishun were going for as little as $76,000 to $90,000. 3 roomers were starting at $100,000 to $130,000. Of course, the location is shit, and there'll probably no amenities near where the flat is. But it is near a MRT.... My point is... I'm only in my early twenties.... and if I could start small when I'm young... imagine... Sadly, I still don't have enough in my CPF or in the bank to foot that amount upright. But I may have enough for a down payment or a deposit.. Then the loan from the bank can be repaid using rental income from the flat... But then again who knows if I'll be able to get a steady tenant. So many factors to consider... plus I don't even have a steady income. Tsk Tsk. Looks like I've gotta put off starting young for a while... probably until I graduate... when I'm 26 years old and earning my first year of income... Buy my first flat in Singapore. =D

Aim for the Stars, and even if you fall, you fall on the Moon. 

Dreaming is not what people do when they sleep, dreaming is what keeps people from sleeping.